AMINI , Nejat; ASAYESH , Farzad; ROUSTA, Alireza. Value-Creation Model in Digital Banking Based on Qualitative Analysis. Business, Marketing, and Finance Open, [S. l.], p. 138–146, 2025. Disponível em: https://bmfopen.com/index.php/bmfopen/article/view/65.. Acesso em: 4 apr. 2025.