Raziei , P. , Hosseini, S.S. and Abtahi , S.Y. (2027) “Examining the Effect of Smart Contract Features on Factors Affecting the Reduction of Non-Performing Bank Loans”, Business, Marketing, and Finance Open, pp. 1–18. Available at: https://bmfopen.com/index.php/bmfopen/article/view/593 (Accessed: 9 October 2026).