R. . Farahbakhsh, A. . Raeispour Rajabali, and M. . Zayandehroodi, “Identifying Barriers to Financing Knowledge-Based Businesses with Emphasis on the Role of the Banking System”, BMF OPEN, vol. 1, no. 5, pp. 35–45, Sep. 2024, doi: 10.61838/bmfopen.1.5.4.