S. Shojaee and I. . Mirzaei, “The Impact of Financial Flexibility on the Resilience of Small and Medium Enterprises in the Face of Economic Shocks”, BMF OPEN, vol. 1, no. 2, pp. 150–159, Mar. 2024, Accessed: May 15, 2025. [Online]. Available: https://bmfopen.com/index.php/bmfopen/article/view/218